The Victim's Handbook: How To Blame The Guy

Who Wrote You A Free Check.

Jul 31, 2023

Florence, KY

KK arrives at ABR HQ to present RR capabilities to Matt and team. Matt inquires if building ManyChat functionality into RR is possible.

KK has never even heard of ManyChat, but says he'll bring it up with Joe Gratz.

Aug 10 2023

Joe begins Messenger Demo

Joe roughs out a conceptual demo panel. KK requests additional info so Joe can build a functional prototype.

Aug 11 2023

The "Smoking" Email

In this email, I simply mention the ManyChat/Messenger revenue along with other future-looking initiatives (weekly billing and upsells) that were also NOT implemented by Matt until 2024.

Aug 11 2023

Workflow Shared

ABR provides Messenger functionality as they are currently using it.

Aug 24 2023

"Test App" Video

The wireframe demonstration video literally labeled "test app" was sent to show potential and get feedback.

Sep 12, 2023

Code Review

Matt, Andrew, and Joe Gratz code review meeting.

Note: This review is after the "Test App" demo, and two months before the sale.

IMPORTANT NOTE

The idea that we would drop everything and devote a month-long coding project to...

  • A Messenger feature we don't need...

  • For a service we didn't offer...

  • Which had zero purpose for our business...

  • Prior to a sale taking place...

...is ridiculous.

Nov 6, 2023

Deal Day

Matt and crew arrive in Las Vegas to close the deal. KK and crew welcome them with open arms. The room is electric. The synergy of this merger is off the charts.

A magic moment for sure. The beginning of something with so much potential, so much talent, so much demand... you'd have to work overtime to screw it up.

Hold that thought.

Matt Begins to Focus on Messenger Integration

(the integration he now claims was represented as already done)

Dec 13 2023

Messenger Integration

Matt starts to focus on getting Joe the specs for the Messenger integration.

Jan 7, 2024

Messenger Proposal

Joe sends Matt a scope of work invoice prior to starting the integration.

Jan 12, 2024

Meeting to Finalize

Matt gives Joe the "thumbs-up" to start on the Messenger integration.

Feb 15 2024

Matt Checks in...

Joe provides Messenger update.

Apr 09, 2024

"Breathing Room" Call...

Matt needs "breathing room."

KK consents to defer payments for three-months. Matt stretches it to four.

These are the bullet points Matt shared with Joe and KK on the 2024 "breathing room" call.

THE GREAT

Trustworthy 

- Every # I was told is accurate, no monthly surprises on bills, etc. - Zero issues in accounting 

Click Image >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

FAQ image

THE BAD

 - Messenger Integration 

- Took longer and delayed price raise & RMTW clients coming over

Click Image >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

FAQ image

THE ELEPHANT IN MY HEAD

Matt's projections were off. That happens. But instead of pausing spending and head count in March... he accelerates it ahead of revenue growth.

Click Image >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

FAQ image

Summer 2024

Messenger We Have a Problem

The Integration is tested with a handful of clients. It does not perform as expected. Redemptions are low and Matt shuts it down.

Matt said "we fucked up our agency by trying to merge it with repeat returns too quick..."

Aug 14, 2024

ABR Rewards

Matt has Joe do more Messenger development for "ABR Rewards" which is also scrapped after a few months.

Jun 2, 2025

Note Will Be Late

Not surprising. Late/partial payments had become the norm in 2025.

Jun 3, 2025

Note Will Be Late

Note will be late... "video edition."

For now, we are honoring Matt's request to keep the video private.

Jun 4, 2025

Note Will Be Late

Note will be late... "chart edition."

Jun 16, 2025

Note Will NOT Be Paid

Note payment goes from "late" to "ain't gonna happen" - for two months. Then it'll be lower the rest of the year.

In retrospect, Matt's subject line: Loan "Altercation" For 2025... seems more a Freudian slip than a misspelling.

Jun 18, 2025

Breathing Room #2 - Call.

We agreed to everything Matt asked for - and more. As long as he would prioritize our payments in the future and provide reasonable security clauses.

Go ahead and take a look.

Hit that red button.

Jun 24, 2025

Breathing Room - Granted.

We agreed to everything Matt asked for - and more. As long as he would prioritize our payments in the future and provide reasonable security clauses.

Go ahead and take a look.

Hit that red button.

Jul 15, 2025

Scapegoat Identified

Turns out Matt's money problems are not his fault.

Despite signing off on due-diligence prior to the sale and making every single decision since...

His money problems have nothing to do with his reckless-spending, over-hiring, or failing to implement the multitude of revenue streams that are constantly "just around the corner."

Nope. Kamron screwed him with a super-generous, zero-down, low interest, seller-financed deal on a business that printed money for 15 years straight.

The actual slides from Matt's "It's not my fault—I got screwed" presentation.

Instead of being thankful that his largest lender is bailing him out—yet again... Matt pulls out a flamethrower... sets it to "foolish" and pulls the trigger.

  • Matt's M&A "buddy" says we screwed him on the deal

  • The code sucks (despite Matt's experts saying all looked good during due-diligence)

  • Messenger functionality isn't as "claimed." (We'll just pretend the entire Messenger trail above does not exist)

  • And to top it off... despite Matt missing payments left and right for almost two years... "WE" are in breach...

Not to worry though, Matt's gonna do us a solid and offer to reduce the price instead of suing us.

8/16/2025

The final call

Open for comments and screenshots

Where Matt calls me a "fucking narcissistic ass" (page 20) is classic.